3 ETFs That Could Generate $1 Million in Passive Income

Retirement planning often hinges on sustainable income streams, and dividend-focused ETFs present a compelling solution. While selling portfolio assets year by year carries longevity risks, passive income from high-quality exchange-traded funds offers a more resilient alternative. The S&P 500's meager 1.2% dividend yield pales against targeted opportunities—Verizon (VZ) and Realty Income (O) recently delivered 6.4% and 5.7% respectively, showcasing the potential of selective income strategies.

Building a $1 million annual income stream requires staggering capital at typical yields—a 4% return demands a $25 million portfolio. Yet strategic allocations to specialized ETFs can amplify cash flow. The article highlights three such vehicles, though none directly involve cryptocurrencies. For digital asset investors, similar principles apply: staking rewards from ethereum (ETH) or yield-bearing DeFi positions could supplement traditional income sources, albeit with higher volatility.